The Benefits of a Specialized Water Treatment Insurance Program

For any business that works within a specialized niche or industry, it’s important to have specialized, personalized insurance coverage. Every industry has its own unique risk exposures, an insurance program designed to suit not only the industry’s exposures but each individual business’s operations and exposures is key to reducing losses and preventing costly claims.

Here at WaterColor Management, we understand the exposures of the water treatment industry, and we’ve developed insurance solutions that specifically fit their risk profile.

The Exposures of Water Treatment Businesses

Water treatment companies have a huge responsibility to people across the nation. As they work to provide clean and safe water to their region, they face a number of unique risks. Some of these risks include:

  • Failure to supply water
  • Injuries and illness in the facility
  • Pollution (as well as cleanup and removal)
  • Cybersecurity concerns
  • Maintaining their extensive and expensive property and equipment
  • Underground pipe maintenance

Water Treatment Insurance with WaterColor Management

WaterColor Management has been the source of insurance and risk management solutions for water and wastewater treatment risks since 1986. We are the largest and most competitive underwriter of water treatment risks in the United States, and we are the original provider of insurance coverages and loss control services designed for members of the Association of Water Technologies (AWT).

We insure a number of different clients through our Water Treatment insurance program, with each contract tailored to the individual organization’s risk profile, operations and exposures. Our portfolio of clients has everything from one-person water treatment operations to large-scale global operations with hundreds or even thousands of employees. Some of our clients include:

  • Water treatment firms
  • Distributors and servicers of water treatment equipment
  • Distributors, sellers and blenders of water treatment chemicals
  • Boiler and cooling system servicers
  • Water testing labs
  • Water treatment scientists and consultants

We offer specialized Liability and Property solutions to help defend water treatment businesses against a variety of claims. Where our policies stand out is that they do not have the standard industry coverage exclusions for mold, Legionella, bacteria, corrosives, contaminants, HAZMAT, and gradual pollution. We offer the following insurance coverages:

  • General Liability
  • Products Liability
  • Products Recall
  • Professional Liability
  • Completed Operations Liability
  • Pollution Liability
  • Excess Coverage
  • Property
  • Commercial Auto
  • Boiler & Machinery
  • Workers’ Compensation
  • Employee Fidelity & Crime
  • Cyber Liability & Crime
  • Bonds

In addition to our insurance products, we help our clients to provide risk management and loss control strategies. Our insurance program will protect businesses in the event of lawsuits, claims and losses, but we also want to help our clients to prevent these incidents from occurring in the first place.

About Watercolor Management

WaterColor Management has insured the water industry for over 30 years.  Our policies include unlimited defense cost coverage in the event of a lawsuit against you. Call us at (256) 260-0412 or email info@watercolormanagement.com for a quick quote for your Water Business Professional, Products/Completed operations, Pollution and General Liability Insurance.

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