Contact the Water Insurance Specialists

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We Understand the Water Treatment & Handling Industry

WaterColor Management is a nationwide Managing General Insurance Underwriter which is solely focused on the water and water treatment industry. It is the beacon in the sea of insurance capacity when seeking comprehensive policies tailored:

  • Water and Wastewater Treatment
  • Septic, Sewage and Grease Trap System Design, Installation and Servicing
  • Groundwater Production
  • Water Filtration, Softening and Purification

We insure: chemical blending; chemical transportation; bacteria including Legionella; mold, lead, and radon; gradual and first-party pollution; corrosion; professional and products liability/completed operations; and product recall. Unlike the general market, we confidently underwrite these exposures and do not overcharge for them. We fill the coverage gaps found in standard programs.

Since 1986 we have developed the largest diversified water treatment book in the U.S., a testament to our unique expertise in water business insurance and risk management.


The Power Behind the Value & Results of Our Programs

WaterColor’s unique selling point is that it understands and insures the specific risks faced by its water and water treatment clients. For over three decades we have covered the exposures inherent in the industry which are often misunderstood or declined by standard carriers. WaterColor is proud to design and issue custom Liability and Property policies for all types of water operations, services, products and supplies.

As a Managing Underwriter with in-house authority, we make quick pricing and other coverage decisions for our clients. Our premiums are the most competitive in the market, regardless of client size.

WaterColor provides value-added risk management and loss control advice to help prevent accidents, spills, incorrect tests, contamination, and lawsuits from occurring in the first place. In the event of a claim, you can rely on our firm and fair third-party claims management approach, our unlimited defense cost coverage, our carriers’ unmatched financial strength, and our three decades’ experience. We are backed by our carriers’ unmatched financial strength.

The Strength of Our Carrier Partners

WaterColor has longstanding partnerships with insurers that hold the industry’s highest security ratings, including Lloyd’s and A.M. Best A++ U.S. carriers. We have exclusive, full underwriting authorities for Primary and Excess Casualty coverages, Pollution Liability and Property and Equipment Breakdown coverages. We also underwrite Employee Fidelity/Crime and Cyber Crime insurances, again with A.M. Best A or higher-rated security.

Call Us for a Consultation

If you have any questions please don’t hesitate to contact us at 256-260-0412 or at We also invite you to look at some of our recent successes to see the depth and breadth of our capabilities and how we might serve you best.


Lead, Pesticides and Your Insurance

July 25, 2018

Every conventional commercial liability policy specifically excludes lead and pesticides from coverage. They are [...]

Excess Liability Coverage: Not All Policies Are the Same

July 12, 2018

The insurance industry provides primary and excess liability for the water treatment industry. A [...]

The Benefits of the Product Recall Policy Endorsement

June 27, 2018

Many providers of water treatment may sell products they develop and use in the [...]